Personal money, minus the spreadsheet

Your money,
finally making sense.

Track every account, set budgets that actually warn you, and just tell Nemo what you spent. Nomoo keeps the numbers straight.

Open Nomoo See how it works

Starts free — no sign-up needed Cash, banks & e-wallets Installs from your browser

Nomoo dashboard showing net worth, monthly income and expense, and a spending activity calendar

◆ Net worth at a glance ◆ Nemo AI assistant ◆ Monthly budgets ◆ Reports & charts ◆ Recurring bills ◆ Scan a receipt ◆ Multi-currency

Everything in one place

A clear picture of where you stand

Open the app and see it all — what you own, what you owe, and where this month is going. No setup marathon, no jargon.

◆ Overview

Your net worth, kept honest

Every wallet rolls up into one number. Assets on one side, debt on the other — updated the moment you record anything.

✓Net worth — assets minus what you owe, live.

✓This month at a glance — money in, money out.

✓Activity calendar — spot your busy spending days.

Dashboard with net worth Rp 11,785,000, income and expense cards, and a monthly activity calendar

◆ Reports

See where it actually goes

Cash flow over time and a category breakdown for this month, last month, or any range you pick — the honest version of your habits.

✓Cash flow chart — income vs. expense, day by day.

✓Spending by category — ranked, at a glance.

✓Export to CSV — take your data anywhere (Pro).

Reports screen with a cash-flow line chart and a spending-by-category donut

◆ Budgets

Budgets that speak up

Set a cap per category. Nomoo tracks it against your real transactions and taps you on the shoulder at 80% — before you blow past it.

✓Live spend — used, left, and percentage, always current.

✓Near-limit & over-budget alerts — a heads-up, not a lecture.

✓Roll up sub-categories — one budget covers the whole group.

Budgets screen with a near-limit warning, an over-budget alert, and a healthy budget

◆ Transactions

Every entry, neatly sorted

Income, expense, or a transfer between wallets — grouped by day with running totals. Search a note to find anything in seconds.

✓Three kinds of money movement — balances never drift.

✓Search & filter — by note, account, category or date.

✓Schedule ahead — future entries post themselves when due.

Transactions list grouped by day with search, income, expense and transfer rows

◆ Wallets

Cash, banks — even credit cards

Add any wallet you use. Credit cards are handled properly: a purchase grows the balance you owe, and paying the bill is just a transfer.

✓Assets & liabilities — sorted into your net worth automatically.

✓Credit limit & available credit — always in view.

✓Multi-currency — each wallet in its own, converted to yours.

Credit card wallet detail showing outstanding balance, available credit and limit, with recent transactions

Nemo AI chat: a user asks to log lunch and check food spending; Nemo replies and shows an action to confirm

◆ Meet Nemo

Don't learn the app. Just talk to it.

Nemo is your money assistant. Tell it what you spent in plain language and it records it — and it can answer questions about your money, too. This is the part that makes Nomoo un-intimidating.

You"Log 85k lunch at GoPay, and how much did I spend on food this month?"

NemoAnswers with your real numbers, then asks before it records anything — nothing is written without your Confirm.

✓Snap a receipt — Nemo reads it and drafts the entries.

✓You stay in control — review and confirm before it saves.

◆ Private by default

Your money stays yours

Start as a guest with just a username — no email, no password, nothing about you to hand over. Everything you record is scoped to your account and nobody else's, and a one-time recovery code is what brings it back on a new phone.

👤 Guest mode — username only 🗝️ One-time recovery code ✳️ Your data is scoped to you

Simple plans

Start free. Upgrade if you outgrow it.

No account? No problem — begin as a guest. Everything you need to run your money is in the free tier; Pro just lifts the limits.

GuestNo sign-up

Rp 0 / forever

Nemo AI chats 5 / day
Receipt imports 2 / mo
Wallets 3
Budgets 3
Recurring rules 3
Custom categories —

Start as guest

FreeWith account

Rp 0 / forever

Nemo AI chats 10 / day
Receipt imports 10 / mo
Wallets 10
Budgets 10
Recurring rules 10
Custom categories 20

Create a free account

ProEverything, uncapped

Rp 39k / month

Nemo AI chats ∞
Receipt imports ∞
Wallets ∞
Budgets ∞
Recurring rules ∞
Custom categories ∞
Export to CSV ✓
Shared / household wallets ✓

Go Pro

Give your money a home.

Open Nomoo, start as a guest, and log your first expense in under a minute — just tell Nemo.

Install Nomoo Open in your browser

Works on iPhone and Android — no App Store, no download.